Legal Information

Privacy Policy

We're committed to protecting your privacy and being transparent about how we collect, use, and safeguard your personal information.

Last Updated

October 22, 2025

Effective Date

October 22, 2025

Jurisdiction

GDPR Compliant

Introduction

PayWall ("we," "our," or "us") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment processing platform and related services (collectively, the "Services").

This policy applies to all users of our Services, including merchants, customers, and website visitors. By using our Services, you agree to the collection and use of information in accordance with this policy.

Important Notice

This Privacy Policy is designed to comply with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other applicable privacy laws. If you have questions about your privacy rights, please contact our privacy team.

1. Information We Collect

We collect information that you provide directly to us, information we obtain automatically, and information from third-party sources as necessary to provide our Services.

Account Information

  • Full name and email address
  • Account credentials and authentication data
  • Profile information and preferences
  • Communication preferences

Payment Information

  • Payment method details (tokenized)
  • Billing address and information
  • Transaction history and records
  • Fraud prevention data

Technical Information

  • IP address and location data
  • Device and browser information
  • Usage patterns and analytics
  • Performance and error logs

Communication Data

  • Support ticket correspondence
  • Email communications
  • Feedback and survey responses
  • Marketing interaction data

2. How We Use Your Information

We process your personal information for various purposes based on different legal grounds, as required by applicable privacy laws.

Service Provision

Contract performance

To provide our payment processing services as agreed

Security & Fraud Prevention

Legitimate interest

To protect users and prevent fraudulent activity

Legal Compliance

Legal obligation

To comply with financial regulations and legal requirements

Marketing Communications

Consent

To send promotional materials (with your explicit consent)

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in:

  • Payment processing and financial services
  • Fraud detection and prevention
  • Technical infrastructure and hosting
  • Customer support and communications

Legal Requirements

We may disclose your information when required by law, regulation, legal process, or governmental request, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control.

4. Data Security

We implement industry-standard security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Encryption

All data transmission is encrypted using TLS 1.3, and sensitive data is encrypted at rest using AES-256.

Access Controls

Access to personal data is restricted to authorized personnel on a need-to-know basis.

Regular Audits

We conduct regular security assessments and vulnerability testing to maintain security standards.

Incident Response

We have procedures in place to detect, respond to, and notify users of any security incidents.

5. Your Privacy Rights

Under applicable privacy laws, you have certain rights regarding your personal information. These rights may vary depending on your location.

Right to Access

Request a copy of your personal data we hold

Right to Rectification

Correct inaccurate or incomplete information

Right to Erasure

Request deletion of your personal data (right to be forgotten)

Right to Portability

Receive your data in a structured, machine-readable format

Right to Restriction

Limit how we process your personal data

Right to Objection

Object to processing based on legitimate interests

How to Exercise Your Rights

To exercise any of these rights, please contact our privacy team at privacy@paywall.app. We will respond to your request within 30 days.

Contact Privacy Team

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes.

  • Account Data: Retained while your account is active and for 7 years after closure for regulatory compliance
  • Transaction Data: Retained for 10 years to comply with financial regulations
  • Marketing Data: Retained until you withdraw consent or for 3 years of inactivity

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and provide personalized content.

Essential Cookies

Required for the website to function properly. These cannot be disabled.

Analytics Cookies

Help us understand how visitors interact with our website.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data.

For transfers from the EU/UK, we rely on adequacy decisions, Standard Contractual Clauses, or other approved transfer mechanisms to ensure your data receives adequate protection.

9. Children's Privacy

Our Services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us immediately.

10. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date.

For significant changes, we will provide at least 30 days' advance notice via email or prominent notice on our website.

11. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Privacy Team: privacy@paywall.app

General Contact: hello@paywall.app

Data Protection Officer: dpo@paywall.app

Questions About Your Privacy?

Our privacy team is here to help you understand your rights and how we protect your information.