Last Updated: October 22, 2025
Effective Date: October 22, 2025
Compliance Notice: Use of PayWall services for any prohibited activities will result in immediate account termination. Restricted business types require prior written approval before service activation.
This document outlines business types, products, and activities that are either prohibited or restricted from using PayWall's payment processing services. All merchants must comply with these guidelines to maintain service eligibility.
These restrictions are based on legal requirements, regulatory compliance, risk management, and commercial considerations across multiple jurisdictions where PayWall operates.
PayWall services are prohibited for persons located in, resident in, or citizens of the following jurisdictions:
Services are prohibited for individuals or entities on restricted party lists maintained by:
The following business types are strictly prohibited and may not use PayWall services under any circumstances:
The following business types require prior written approval and enhanced due diligence before service activation:
Platforms where users can monetize content creation, including subscription-based models.
Requirements: Prior written approval required. Must demonstrate content moderation and compliance measures.
Industries subject to specific regulatory oversight and licensing requirements.
Requirements: Must provide valid licenses and regulatory compliance documentation.
Cryptocurrency exchanges, wallets, and digital asset trading platforms.
Requirements: Enhanced due diligence and regulatory compliance verification required.
Travel agencies, charter services, and reservation platforms.
Requirements: Valid business licenses and bonding requirements must be met.
Platforms facilitating fundraising activities and donation collection.
Requirements: Compliance with fundraising regulations and transparency requirements.
Network marketing and direct sales businesses with recruitment components.
Requirements: Must demonstrate legitimate product sales and compliance with FTC guidelines.
Application Process: If your business falls into a restricted category, contact our compliance team at compliance@paywall.app before submitting an application. Include detailed business information and required documentation.
Additional restrictions apply based on geographic location and local regulations:
PayWall continuously monitors merchant accounts for compliance with these restrictions. Violations may result in:
Contact our compliance team for clarification on business eligibility or approval requirements.